How Hurricane Shutters & Impact Windows Can Help You Save On Homeowner’s Insurance
Can Storm Shutters Save Money on Insurance?
Hurricane Shutters are the barrier that shields your house from the flying debris thrown around by hurricane winds. Your property’s windows are one of the most vulnerable openings, and broken, or cracked glass can make it more susceptible to potential risks. We recommend installing hurricane shutters and impact windows to protect your home from storms.
Do hurricane shutters reduce insurance?
The amount you can save from having storm panels, hurricane shutters, or impact windows and doors installed dramatically depends on your insurance provider. For many Wilmington, NC homeowners, installing code-approved Carolina window hurricane shutters in your home delivers superior storm protection, peace of mind, and reduced insurance premiums. Without hurricane shutters, you may be stressing more than you need to, and you may be wasting money on excessive insurance premiums. Not only will your home be saved, but you’ll also save money on homeowners insurance by installing storm panels and shutters.
With their ability to keep out excessive UV rays, hurricane shutters will allow your home to keep cool without having to crank the A/C. Thus, you’ll save money Insurance can be complicated. This article will help you understand storm panels, hurricane shutters, impact windows and doors, and how they can help you get a wind mitigation discount for your homeowner’s insurance. Insurance providers have policies tailored explicitly for such situations in areas with a high risk of natural disasters or hurricanes. They offer homeowners discounts when they insure hurricane protection.
Carolina homeowners’ insurance companies must provide wind mitigation discounts, and each insurance company has its requirements and discount amounts. To receive the wind mitigation discount, you must contact your insurance company before you obtain estimates. Contrary to popular belief, the homeowner’s insurance policy for wind mitigation will give you a discount regardless of whether you have storm windows, roll shutters, accordion shutters, or rolling shutters.
Your insurance company will determine how much you can save by installing storm shutters, hurricane shutters, impact windows, and doors. Installing either option at home can save you hundreds or even thousands of dollars per month.
Ask your homeowner’s insurance provider about the wind mitigation discount. They will also need to provide all necessary information, allowing you to determine which openings need protection from hurricanes.
Are hurricane shutters worth it?
We know that hurricane shutters protect your most prized possession in your home but they can also save you money by reducing your homeowner’s insurance. That’s where hurricane shutters prove their worth. Installing this type of heavy-duty style shutters is more than adequate protection. Some homeowners’ insurance companies don’t require shutters or panels for doors that open to the outside. Protection is necessary for all glass-containing doors and windows. NBC News estimates installing accordion shutters, and impact windows can cost over $4,000. According to them, homeowners who live in wind-prone regions could receive a credit of 10-15% on their insurance policy for wind protection upgrades.
It will not only reduce the risk of injury from broken glass and debris but will also strengthen and protect the interior of your home from strong winds. Some homeowners’ insurance companies don’t require shutters or panels for doors that open to the outside. Protection is necessary for all glass-containing doors and windows.
How much value do hurricane shutters add?
The return on investment for Wilmington, NC hurricane shutters replaced for less affordable cheap services is less than the ROI for residential NC impact windows. This can help homeowners think about hurricane windows vs. shutters. Homeowners can generally expect a 50% return on their hurricane shutters cost.
NBC News estimates installing accordion shutters, and impact windows can cost over $4,000. Call 910-329-1071 for Hurricane shutters to save homeowners money in the long run by reducing the need for repairs after storms, even if they have a high up-front. According to them, homeowners who live in wind-prone regions could receive a credit of 10-15% on their insurance policy for wind protection upgrades. The level of protection that the hurricane shutters provide is directly linked to the discount you’ll get on your insurance premium.
Keep in mind that impact windows and accordion shutters are expensive. They can last many years if they are correctly maintained. Impact windows are more durable than shutters but can be damaged and replaced. Shutters, however, can usually be repaired.
They are an affordable but intelligent investment considering the years that impact windows and doors can last. You can also get a wind mitigation discount every year on homeowners’ insurance.
Need Shutters, Blinds or Shades?
With years of installation experience, we will help you choose the right blinds for your home, and ensure that they are installed correctly. Contact Carolina Window Coverings for a free consultation.